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According to the Consumer Economic Protection Bureau (CFPB), one particular in five adults in the U.S. obtain economic assistance from loved ones. To discover extra about how Forbes Advisor prices lenders, and our editorial approach, check out our Loans Rating & Assessment Methodology. Borrowers also must have a full-time job or provide beginning in six months, a typical element-time job or a further supply of typical income—with a minimum annual earnings of $12,000.